30-Year Fixed

Today's Rate

6.75%

vs Yesterday

+0.10%

vs Last Week

+0.23%

Don't miss the next move

Get a brief, timely note when mortgage rates shift, and the occasional deep-dive article.

Mortgage rates moved mainly because bond markets repriced expectations around inflation and the future path of Federal Reserve policy, which directly affects longer-term yields. Elevated inflation, volatility tied to energy prices and global conflict/news, and shifts in expected Fed rate cuts pushed Treasury yields and bond prices, feeding through to 30-year fixed mortgage pricing.

mortgagenewsdaily.com mortgagenewsdaily.com newamericanfunding.com bankrate.com consumerfinance.gov freddiemac.com nerdwallet.com morganstanley.com rocketmortgage.com usbank.com

22h ago

Real Rates from Real People

What homebuyers are actually getting

6.8%

Purchase

“Last Friday the rate was at 6.6% for us. We locked in yesterday at 6.8%.”

May 19, 2026Reddit

6.125%

PurchaseARM 10/1Alliant Credit Union

“PHY10 ARM Rate: 6.125%”

May 19, 2026Reddit

5.875%

PurchaseARM 7/1Alliant Credit Union

“PHY7ARM Rate: 5.875%”

May 19, 2026Reddit

6.75%

Purchase30-yr fixedAlliant Credit Union

“30 Year Fixed Rate: 6.75%”

May 19, 2026Reddit

6.5%

Refi20-yr fixedAlliant Credit Union

“20 Year Fixed Rate: 6.5%”

May 18, 2026Reddit

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May 20 '25 – May 19 '26