30-Year Fixed

Today's Rate

6.60%

vs Yesterday

-0.05%

vs Last Week

+0.07%

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Get a brief, timely note when mortgage rates shift, and the occasional deep-dive article.

The 30-year fixed mortgage rate is reported at 6.6%. A specific explanation for why rates moved on July 2, 2026 cannot be determined from the provided information because no market news, economic releases, or Treasury-yield data were included; typically, moves are driven by changes in the 10-year Treasury yield, key economic reports (e.g., CPI, jobs, GDP), Federal Reserve communications, and shifts in risk sentiment.

mortgagenewsdaily.com

2d ago

Real Rates from Real People

What homebuyers are actually getting

6.5%

Purchase30-yr fixed

“**30 Year Fxd** **Rate:** 6.5%”

May 26, 2026Reddit

6.875%

Purchase30-yr fixed

“**PHY30Fxd** **Rate:** 6.875%”

May 26, 2026Reddit

6.25%

PurchaseARM 10/1

“**PHY10ARM** **Rate:** 6.25%”

May 26, 2026Reddit

PurchaseARM 7/1

“**PHY7ARM** **Rate:** 6.000%”

May 26, 2026Reddit

5.875%

Refi15-yr fixed

“**15 Year Fxd** **Rate:** 5.875%”

May 25, 2026Reddit

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Jul 7 '25 – Jul 2 '26