30-Year Fixed Rate

Today's Rate

The 30-year fixed mortgage rate edged down by about 1 basis point, a move typically driven by small day-to-day lender rate-sheet adjustments and slightly improved mortgage-backed securities pricing rather than a single major event. The broader recent week-to-week decline toward ~6% has been linked to a late-week drop that lowered the weekly average, alongside ongoing volatility tied to the 10-year Treasury yield and bond-market reactions to macro/geopolitical news.

3m ago

6.20%Live

vs Yesterday

+0.15%

vs Last Week

+0.19%

vs Last Year

-0.70%

Jan 22 '25 – Jan 22 '26